The process of getting a payday loan with Payday Online is so simple. Just complete the 3-4 minute online application then you'll be guided through the simple process by SMS messages and emails.
So the process will go like this:
- After applying online contact your payroll and authorise for us to call to confirm application details.
- Contact us via email or SMS to let us know your payroll is expecting our call.
- Digitally sign your online contract upon your loan approval by simply checking a checkbox. You don't need to fax a contract.
- The money will be available in your bank account within 60 minutes of signing your online contract.*
- A direct debit is set up for the repayment on your next payday.
* The entire process can take less than 30 minutes depending on how easily we can contact your payroll.
Once you've applied you can login to the members area to see the progress of the loan. You'll also receive SMS messages and emails to guide you through the application and alert you of approval, when to sign your digital online contract and when your funds are transferred. This helps you to track the progress of your application and get paid faster.
After you've been paid you can log-in to see your contract, a breakdown of fees, check repayment details or view previous loans. The day before a repayment is due, you will receive an SMS and email to remind you about your repayment and help you stay organised. You can also call 1300 328 828 for support.
After your first loan, the application takes approximately 1 minute, with payments made to you in minutes.