gm4ever's Xanga

到底香港道德界線定o係邊？

Tue, 18 Mar 2008 20:23:39 GMT

自己lei埋自己搞自己拍俾你地睇到又鬧冇道德

而家又話要一樓兩鳳合法化兼發牌

香港人，你地想點

生活態度 - 消費者o既社會責任

Mon, 18 Feb 2008 22:13:01 GMT

之前講過企業有社會責任

但係o係一個競爭咁激烈o既市場
企業為生存都可能爭到頭崩額裂
反而作為消費者o既我地可能比企業更有能力(and therefore責任)去作出對社會有利o既選擇

首先第一步：減少無謂消費

講返我facebook note寫o既o野：
當世上每3.5秒就有一個人餓死，
而每$1.5美金(約$11.7HKD)可以提供一個人一星期食物o既時候，
大家好應該避免不必要o既消費，尤其係奢侈品
因為每年買少兩個LV，可以keep到十幾廿條人命

如果買禮物(hm 過幾個月我生日bor)
instead of 送奢侈品
可以送charity gift cards
直接幫到人之餘，亦都可以鼓勵收禮物者照辦煮碗

第二步：選擇性消費

唔少公司o既唔少operations會對社會or 生態造成損害
作為有社會責任感o既消費者，應該作出適當選擇

例如支持公平咖啡(fair trade coffee)，可以減少世界上o既貧富懸殊。
又例如我之前提過o既走地雞蛋，比普通雞蛋人道得多。

第三步：價值觀改變

做好以上兩點之後，要做一個徹底o既價值改變

首先，點解d人要買奢侈品？因為可以晒命
亦都所以，要根治社會上o既奢侈消費
一定要避免對奢侈品擁有者有任何讚美/羨慕/注目行為
虛榮感消失，奢侈消費亦會消失

題外話：選擇性投資

開得公司都係想股價高
如果大家可以傾向投資一d對社會有承擔(or at least冇害)o既公司
咁自然會出現"社會責任感溢價" (i.e. all other things equal, 有責任感d公司股價高過冇責任感o個d)
俾上市公司多一個incentive去承擔/處理社會責任問題

兩件大事

Tue, 29 Jan 2008 22:45:58 GMT

第一件：聯儲局議息

我提呢件事主要係想make個prediction：今次只會減0.25%

理據：
1. Ben Bernanke 上次突然減0.75% 俾人勁鬧，今次睇佢都寧願減少d
2. 美股連日上升，雖然幅度唔大，但係起碼"救市"需要睇落冇之前咁急切
3. 金價屢創新高，(尋晚先創完)所以壓抑通脹o既需要越o黎越大

三大理由加埋，我信今晚只減0.25%

第二件：淫照事件

呢件事最失敗係英皇
第一張嬌相曝光，一句"人有相似je"咪乜事都冇
一係咪大方認左佢然後話人侵犯私隱再叫阿嬌出o黎喊下lor
係要話"移花接木"，唔認個身但係認個樣係阿嬌

而家彈多幾張出o黎
連明報d專家都話係合成o既機會好微(我同意)
我就真係想睇下佢地而家有咩好講

失敗

做爛市！機會難得！

Tue, 08 Jan 2008 10:45:18 GMT

家姐叫我幫佢做financial planning
我而家覺得好有興致
決定免費幫大家plan

聲明：
絕冇私人利益/佣金
我可以唔touch你d錢

你只需話俾我知我要o既information
and 我會give full advice
你可以自己execute
冇野經我手

(當然最好玩都係俾埋我manage la hehe)

有興趣contact我

2008

Wed, 02 Jan 2008 08:31:35 GMT

踏入2008，我今日講左句我自己之前都唔aware o既感覺：
我覺得做一個22歲o既人開心過做一個5歲o既人

最主要o既原因，當然係一個人
我亦廢事多講，無謂令大家起雞皮
所以今個entry會focus o係其他方面

我諗返學都係唔係太o岩我
或者之前feel唔到重要性
都係覺得而家先係真正o既開始
真正係自己揀自己條路，追尋自己o既目標

自從12月返到hk已經係日日都唔夠時間用
我亦都feel到2008會係我有生以o黎最productive最有動力o既一年
因為我搵到我o既人生目標
而我每一日都向目標前進緊

聖誕節

Wed, 26 Dec 2007 21:33:33 GMT

呢個聖誕有2樣野想comment下
o係度首先同d Christians 講聲sorry

1.
由之前halloween到而家Christmas都係咁:
好多Christians 叫人唔好慶祝halloween，同埋唔好理任何關於聖誕老人or鹿車etc o既慶祝活動
對呢兩個呼籲我覺得真係好睇唔過眼

Halloween人地搵個理由慶祝下玩下都唔得？
係，呢個節日源自鬼節，但係時至今日，已經唔係好似你地所講咩崇拜死亡/恐怖 etc
d人只係搵個理由扮下野，舒緩下咁大o既工作壓力，連咁都唔得？

至於聖誕，我就更加唔明
人地已經係慶祝緊耶穌生日
仲要重視到放你2日公假，你地仲唔滿足
Santa Claus o既出現為左細路開心d(同零售商賺多d)作d 傳說，又冇人真係當佢存在話佢威過耶穌，你地咪由得佢lor，使唔使咁冇安全感ar

2.
呢次有幸聽/讀到幾個見證，再加discussion

第一個見證，係一個咩都有o既人，偏偏覺得心靈空虛，到後來讀經同決志信左之後，覺得好開心好滿足好充實etc

第二個(o係的士聽到)
係話有個人o既老婆淨返2個星期命，佢最初好難接受，但係後來諗到佢老婆可以早日離開世上o既煩惱，去到無憂無慮o既天堂，就覺得好戥佢開心 and so on

我想問，到底Christians信神o既動機何在?
(我爸爸就問，如果信耶穌會落地獄，你仲信唔信？)

我實在覺得太多人信o既理由都係自私ga lor
而唔係真係信

好簡單，我信死後會乜都冇，思想肉體齊齊消失
你估我信得好開心咩
但係信唔係一個選擇，唔係因為你信呢樣開心你就信
我夠想信我擺十萬定期擺兩年會有錢過李嘉誠
但係呢d唔係叫做信，呢d叫自我麻醉

如果你地真係想世界好o既(instead of以父之名滿足自己)
唔該你地唔好咁大肆慶祝耶穌生日復活etc
唔好每個星期聚會o徙教會電費o徙自己時間
用呢d時間做義工(係直接幫人唔係幫教會做野)
用呢d金錢幫助真正有需要o既人

講完

聖誕快樂

生活態度 - 企業責任

Mon, 17 Dec 2007 08:43:03 GMT

我之前個post話要開一間成功o既公司
但係一間公司點先算成功？

記得UW有個course講過(知邊個course唔該講我知)，
一間企業o既運作影響到4班人:
股東/債主/供應商，員工，客戶，社會
一間成功o既公司，要對每一班人負責

1. 股東/債主/供應商
股東要你賺得多，債主要你有錢還，供應商要你有錢俾
錢呢方面唔使多講，因為開得公司9成都係為賺錢

2. 員工
員工日日奔波勞碌為公司賣命，人生三分一時間俾左公司
你一定要確保員工呢三分一個人生過得充實有意義
除左最基本o既人工福利要做好
仲要俾到發展機會佢地
例如進修，升職，做義工，培養興趣之類
因為佢地係人，唔係每日花三分一時間搵錢o既機器
而人除左錢仲有好多需要

3. 客戶
客戶就係俾錢你同埋前面兩班人o既人
你第一個責任，係確保佢地養你養得開心
又再引用yanik silver
佢話每次佢推出任何產品
都確保買家可以得到售價十倍以上o既value

咁樣客人就會不斷番o黎，買完又買
十倍未必人人做到
但係作為一個榜樣都好

營商之道，係create value滿足客人需要以達至雙贏
唔係用旁門左道somehow令人overpay你損人利己

4. 社會
做生意，都要睇下業務對社會，對世界有咩影響
睇下有冇任何動物/人因你而受苦
例如整毛皮殺晒d動物，或者賣蛋d母雞迫爆個籠之類，都係唔可以接受o既生意
(呼籲大家支持cage free eggs, 貴幾倍都要買，反正蛋貴左幾倍都唔係貴)

就算核心業務可接受
都要睇下有咩negative externalities
例如賣任何貨物都要盡量用環保 & 少o既包裝，賣書可以賣ebook好過o徙紙 etc

當然最理想就係核心業務都對世界有利
例如Grameen Bank，賺錢之餘又幫助窮人走出困境，係好值得我地學習o既對象
所以創辦人Mohammad Yunus獲頒諾貝爾和平獎

所以開公司
唔係淨係講profit照顧第一班人
而係令4班人都因你存在而受益
咁你先係一個真正成功o既企業家

Translation:

I mentioned building a successful company in my previous post
But how do we define "successful"?

I remember some course in UW taught us (Please let me know if you remember which course it is)
that a firm's existence affects 4 groups -
Stakeholders, employees, customers, and the society.
A successful company must be responsible to all 4 groups.

1. Stakeholders
Stakeholders are people that have money directly or indirectly invested in the firm.
These include your shareholders, creditors, and suppliers.
They want you to make profit.
Since 90%+ of entrepreneurs share this goal, there's no need explaining much.

2. Employees
Employees spend 1/3 of their lives working for the company.
Therefore you have to make sure they spend their time meaningfully.
Besides providing great salaries and benefits,
you should also provide opportunities for career/personal development,
such as life-long learning, career advancement, community service, recreational hobbies and so on.
As human beings, they do need things other than money,
and you, responsible for 1/3 of their lives, better provide them with those.

3. Customers
Customers are the group of people that financially support you and the previous two groups of people.
Your first responsibility is to make sure they are willing to support you, and are doing it happily.
As what Yanik Silver wrote (forgot exact wording),
whenever he sells something, he makes sure the buyer gains more than 10 times the selling price.
That keeps his customers returning and re-buying.

Well, of course, 10 times is not that easy,
but he works well as a role model.

The way to do business is to create value, satisfy your customers, and put yourselves in win-win situations,
instead of using some sneaky approach to lure customers to overpay you.

4. Society
Always review what how you are influencing the society and the world.
Never make any animal suffer for your own profit.
Businesses like killing animals for their fur, or caging overcrowded hens for their eggs, are unacceptable.
(Please support cage free eggs, even if they're a few times more expensive; Eggs are inexpensive anyway)

Even if your core operations are acceptable, you should always look for negative impacts you're causing.
For examples, you should reduce packaging (and use e-friendly ones) for any goods, or you could publish e-books instead of real paper tree-killing books.

Of course, the ideal model would be a business with core operation that benefits the world.
A great example would be Grameen Bank which specializes in microfinancing.
The founder Mohammad Yunus won Nobel Peace Prize by founding this bank
that makes decent money and helps eliminate poverty at the same time.

Your company should not only make decent money for the first group,
but also bring positive impacts to the other three.
Only then will you be a successful entrepreneur.

生活態度 - Career Goal

Fri, 14 Dec 2007 21:58:32 GMT

我o既career goal
係透過自己創立一間成功o既公司，得到名望
然後利用名望，周圍演講or寫野，教育到時o既年輕一代

教d乜？好多野教

俾心機讀書
錢唔係一切
LV 更加唔係一切
享受人生
建立你自己存在o既價值
做員工應有態度
企業o既責任

暫時諗住咁多 (以上topic將會成為我個blog o既topic)

有呢個念頭，係因為覺得自己好彩過好多人
我想呢個世界上所有人生活水平都有我20%咁好

以前曾經打算賺好多＄，捐好多＄
但係後來諗諗下，我一個人賺得幾多？
我o係度諗，如果全香港d人都一樣諗法，力量就大好多倍
想改變世界，最重要都係教育
所以我要努力令下一代可以超越淨係搵錢o既level
建立物質享受以外既價值觀

呢個就係我對世界o既正面影響

至於financial independence，好o既生活同unique experience list，
呢d都係夠錢就得，冇乜好解釋

下個topic - 企業責任

Translation:
My career goal is to gain fame through building a successful company
And use my fame to give lectures and/or write articles/books to educate young people

My education topics include: (Parallelism is too time-consuming, so forgive me)

Work hard on your education
Money isn't everything
LV isn't, either
Enjoy your life
Create the worth of your existence
The correct attitude of an employee
Corporate responsibilities

The list is far from complete (These topics will become my blog's topics)

This thought came to my mind when I realized I am more fortunate than most people in the world,
and I hope the living standard of every single person in the world can be at least 20% as good as mine.

I used to aim for earning a lot of money and donating a lot
But how much can I earn alone?
If everyone in Hong Kong think the same way, we can be a lot more powerful
Education is the way to change the world
And therefore I will work hard to educate the next generation, and help them find values beyond money and materials.

This will be my way to bring positive influence to the world.

Financial independence, better quality of life, and unique experiences are all achievable by money.
So there's nothing much to explain.

Next topic - Corporate responsibilities

生活態度 - 人生目標

Thu, 13 Dec 2007 11:35:18 GMT

叫做生活態度blog，其實係諗住寫對日常生活各種事物o既態度

所有所謂生活態度，
都base on 我o既人生目標
所以一定要寫o左目標先

我o既人生目標，最簡單+空泛o黎講，係make the world a better place

不過呢句野，唔同人有唔同定義
我o既定義係
我存在要對身邊o既人，其他人，以至其他生物有好o既影響

咁每個人都難免有d自我中心，所以我o既另一個目標係早日reach到financial independence，
兼且可以提供到好o既生活質素俾家庭同自己

仲有unique experience方面，想試o既o野好多
個list我求其都諗到上下太空ar，試下d A5 BMS12 和牛 ar (每磅1,200USD) 之類
遲d 先整full list

講左咁多，點樣先做到？

呢個就帶到去我career goal o既topic
聽日先講

Translation:

I created this blog mainly to write on my attitude on everyday life situations.
But all different kinds of attitude are all based on my lifetime goals, and so it makes sense to write on my lifetime goals first.

My main goal, simply put, is to make the world a better place

This can be interpreted in different ways but I define it as bringing good influence to my families and friends, other unrelated people, and even all other creatures on Earth.

And being a little selfish, my other goal is to reach financial independence early in life, and having the ability to provide a very good quality of life to my family and myself.

Finally, for unique experience, there are a lot out there to try.
I can easily give a couple examples, like space-traveling and tasting the $1,200/lb A5 BMS 12 Wagyu.
I will make a full list later and post it here.

Now the question is, how to reach all these goals?

This brings us to the topic of my career goal, which I will discuss tomorrow.

Xanga 轉型 - 生活態度 blog

Wed, 12 Dec 2007 11:52:30 GMT

我決定由今日開始將呢度轉型講生活態度
唔係唔講投資，投資都係生活一部份
不過我想用呢度做平台分享下我個人既理想同價值觀

其實有好多原因導致我有呢個意念

其中一個就係最近有個朋友問我好唔好轉工
我就問佢：咁你career goal係乜丫？
佢答唔出之下，我再問：咁如果全世界所有工俾你即刻任揀一份，你揀乜？
佢都仲係答唔出

唔好意思擺你上(木台)
但係我發覺實在太多人，唔知自己想要乜
fresh grad 都還好，到第時打工日日為兩餐奔波勞碌，更加冇時間停低好好諗

所以我希望借分享我o既生活態度，我對世界，對人生o既諗法，
試o下影響o下大家，幫大家搵o下自己想要o既野

各位前路茫茫o既年輕人(包括我)
你首先要問自己:

你想過點樣o既生活？
你想每日做d乜o野？
你想experience d乜o野？
你想achieve d乜o野？

咁你而家同你o既理想生活，爭左d乜?

用你o既答案帶領自己
然後每朝早提醒自己一次
每一日都向自己目標行前一步
細步都唔怕，但係最緊要係行
一步一步走向你o既目標

聽日topic：我o既人生目標

Edit - Adding English translation for people/computers that can't read Chinese.

I've decided to change this to an "attitude on life" blog
Not that I'll never write on investments - investments are indeed part of our lives
But I also want to share my values and ideals.

There are several reasons making me do this, one of them being my friend asking me whether or not she should switch her job.
In reply, I asked her, "What's your career goal?"
Seeing her having difficulty answering this, I asked again,
"If you could pick whatever job you want in this world right now, what would it be?"
Still, she didn't know the answer.

She is among the majority of today's Hong Kong people, who don't know what they want.
Luckily she is still a fresh grad - most people just get lost in their 9 - 5 (or 8 - 11) jobs and never have the time to sit back and think.

So I decided to start writing on my attitude and thoughts on life, and on the world; from everyday lifestyle, to life-long goals - hoping to help some of you find yours.

Young people, you should first ask yourself -
What kind of life do you want to live?
How do you want to spend your time everyday?
What do you want to experience in life?
What do you want to achieve in life?

So, comparing between your current situation and your ideal life, what is missing?

Use this answer to lead the way
Remind yourself of what you want every morning
Take a step towards your goal every single day
It doesn't matter if it's a big step or a small one, just make sure you walk one step every day.
(learnt this concept from Yanik Silver)
One step at a time, you will eventually reach your goal.

Next topic - My goal in life