| are you someone who want to get ur own house and have a great life? read this... ^^*
few days ago, one of our client came in to our office and want us to make a tax planning for him. This is a man who is single and make $100,000 per year, but end up he can't save any money at all... why? Let's calculate it.
he made $100,000 per year.... he bought a condo for $580,000 couple years ago. he has to pay about almost $40,000 per year for the mortgage and property tax. also, he has to pay about 10-15% salary tax which is about $13,000. so $100,000 salary already gone more than half.
so about $45,000 left, divided by 12 equal $3750 salary cash every month. sounds a lot right? he has to pay $300 HOAs for the condo. cable, phone, cellphone, gas, internet, car loan, food, insurance for health, car, and other expenses cost about $3000 already. so he might have barely $750 left every month which he might need to buy computer or some entertainments.
he said before he buy the condo, he can save at least $30000 per year and live more free and less stress. now, he can't even say no to his boss because if he lose the job, his condo has to return to the bank. then end up he will have nothing even he live under all those stress and fears all the time. so he is working and live like a slave now. he was joking that he is working for the bank... He really has not much left every year even he make $100,000 salary per year....
more you own, more you pay, more pressure and stress, more responsibilities, and less freedom. live like a slave... i think most of people are like this now.
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| 我相信最近很多人都會聽到2012的末日論。 無論是瑪雅日曆還是電影2012都成為全球的熱門話題。
我發覺人類很喜歡末日論。 過去無論什麼年代都有末日預言的出現。 到底人類需要有這些末日預言去提醒自己應該珍惜現在﹐ 還是我們希望末日來臨可以完結一切。
我個人相信末世已經來臨﹐ 但大概不會是2012。 我相信2012可能是特別的一年﹐ 可能有些事會發生﹐ 但是未至於末日。 而電影2012所說的也太不切實際。 其實無論2012是否末日﹐ 末日是否快來臨﹐ 為什麼要那麼在意。 如果真的末日來臨﹐ 所有人都要死﹐ 我們也沒有什麼可以做和擔心的。 就算今天告訴你肯定2012是末日﹐ 那麼你又可以怎樣。 你還是要生活﹐ 最多碌爆晒credit card. haha!!! 既然全部人都要死﹐ 一點都不孤單﹐ 怕什麼!
Why so serious!? |
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| 學潛水的人都一定要學會放手。 通常潛水是兩個人做partner﹐ 可以互相照應。 但當遇到危險﹐ 例如暗流﹐ 旋渦之類的時候﹐ 大家就要學會放手。 因為如果其中一方不肯放手﹐ 兩個人都可能要死。 所以拉人的和被拉的雙方都要學會放手。
放手這兩個字筆劃不多﹐ 也不難說﹐ 但要做的時候就很困難。 人很多時都被右腦掌控﹐ 所以感情用事。 但這也可能是唯一我們和動物的差別。 人會因為回憶﹐ 執著﹐ 感情或者想佔有而不肯放手。 有時候明知道應該放手﹐ 要不然就好像潛水一樣兩邊都會受到傷害。 但是人總是捨不得放手。 要對一個人放手很難很難﹐ 就好像要用一把刀切開你的肉一樣。 很痛很痛。 但當切走後就會發覺原來那塊肉是個腫瘤。 其實我們明知道那是塊腫瘤﹐ 但是就是不捨得切掉﹐ 希望可以多留一分鐘就留一分鐘。 但其實始終都要放手﹐ 要不然連自己的性命也難保。
我想我很難學會潛水吧。 我也是個被右腦控制的人﹐ 我怕我很難學會放手這兩個字。 這兩個字太沉重了﹐ 一定會把我拉到海底。
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| 比較突出的是謝安琪﹐ 感覺演得很真實。 stephy的戲裡面﹐ 這部戲是我看得最舒服的一部﹐ 因為她並沒有什麼臺詞。讓我看得比較舒服﹐ 耳朵不用受罪。 葉念琛 的作品。其實都開始捉到他的戲路。 不過我喜歡他描述愛情的陰暗面。 開場白簡單﹐ 但是中重點!
每个人都希望有爱情
希望有情人唱情歌
希望爱情可以3心2意
希望爱情有承诺
希望爱情可以有试用期
但系，爱情从来都系
希望越大，失望越大
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| 有人說﹕人一出生就會說謊。 我覺得貪也是與生俱來的。
在大自然裡面﹐極大部份的動物都是餓了就去找吃的。 極少動物會存儲食物﹐以備不時之需。只有人類會未雨綢繆。 人類會在吃午飯的時候就開始想晚餐。剛買一部手機﹐腦裡面就開始想下一部手機。 左手牽著女朋友﹐ 右腦開始在想其他女人。所以人類從來不知道什麼是滿足。所以人類永遠都在尋找幸福和安心。
貪念在媽媽肚裡就program進入我們的腦袋。我們就像被貪念牽著走的奴隸。 |
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