This is the most painful day of my adult life. 

I'm on the phone with a good friend, gurggling self pity, so we're making a market on it because the "I promise you you'll..." is making it worse. 

27.5 / 30 - that's Noverber 23, 2008 / May 23, 2011

You're welcome to get in on it.  On Nov. 23, 08, I'll be happy to pay out $100 for being pessimistic and wrong.  Amount decreases $3.33 / month, converging at 5/23/2011 (that's 30 months). 

Notional's $100.  If there's enough interest, I'll put it in escrow for 5% APY and inflation adjust it at payout. 

Easy when hurt=fault.  Not so easy when it's just hurt and hurt and hurt...and so much love besides.